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Resources

Read before
you sign

Rebates, taxes and financing rules change what a home really costs. We keep plain-language guides and working calculators for all of it, free, no email wall.

05

Guides

03

Calculators

Guides

The guides, in order

Plain-language explainers for the parts of a purchase that cost the most when you get them wrong. Start at the top, each guide builds on the one before it.

Guide 01
The Buyer's Guide
The full buying process, step by step, from pre-approval to keys.
Read guide
Guide 02
First-Time Buyers
Programs, rebates and what to expect on your first purchase.
Read guide
Guide 03
RRSP Home Buyers' Plan
How to use your RRSP toward a down payment, tax-free.
Read guide
Guide 04
GST/HST New Housing Rebate
Recovering federal and provincial tax on a new build.
Read guide
Guide 05
Mortgages, Explained
Fixed vs. variable, terms, and how lenders decide.
Read guide

Calculators

Run the numbers

Live tools at today's rates. Change a number and the total moves with it, no spreadsheet required.

Live tool

Mortgage Calculator

Payments and amortization at today's rates.

Open tool

Live tool

Land Transfer Tax

Ontario and Toronto LTT, estimated for your price point.

Open tool

Live tool

CMHC Insurance

Premiums on high-ratio mortgages, calculated.

Open tool

Prefer a person?

Ask us instead of Googling it.

Fifteen minutes with an agent will answer more than an afternoon of tabs. No pitch, just answers.

Call

Write

choicehomessales@gmail.com

Visit

227 – 1325 Eglinton Ave E, Mississauga, ON L4W 4L9

Serving

Toronto, Brampton, Markham, Mississauga